Should I use health insurance?
It is a personal decision whether or not to utilize health insurance for mental health counseling. Please consider the following factors in order to make an informed decision about your treatment:
In order for insurance to pay for your sessions, your therapist must give a mental health diagnosis that goes in your permanent medical record. This diagnosis then is considered a “pre-existing condition” that may interfere with future insurance coverage if you or your employer switch to a different plan or insurance company, or when you apply for life insurance.
Should you choose to use your health insurance for counseling sessions, your insurance has a right to clinical information about your treatment. Insurance companies may require your clinician to provide personal information about your mental health treatment to determine whether or not they think treatment is warranted.
Because of these factors, some individuals ultimately decide that the flexibility and privacy afforded by paying directly is worth the cost. Please let us know any questions or concerns you have about this and we will be happy to discuss them with you.
Currently, both therapists at EGCS are out-of-network with health insurance plans, but are happy to assist clients in utilizing their out-of-network benefits.
What are the fees for counseling sessions?
Fees vary by session; please call us for more information.